OUR TERMS & CONDITIONS


Goldman Smith  Uganda  Limited (“us”, “we”, or “our”) operates the Goldman Smith  mobile application (the “Service”).
This page is used to inform visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service.

If you choose to use our Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that we collect is used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible herein unless otherwise defined in this Privacy Policy.

Information we collect about you and your device.

For a better experience, while using our Service, we may automatically collect the following information:

•    Personal information, including: Names, Phone Number, Bank Account info, Email, National ID or Passport number, Sex, Occupation, Physical Address.

•    Information stored on your Device, including Mobile money Transaction SMS logs.

•    Device information, including the type of mobile device you use, unique device identifiers (for example, your Device’s IMEI or serial number), information about the SIM card used by the Device, mobile network information, your Device’s operating system and your Device’s location.

•    GPS Location to determine location of your last loan request.

Information we receive from other sources:

Due to the nature of the Services, which we provide, we are required to work with a number of third parties (including credit reference agencies and mobile network providers and employers) and we may receive information about you from them.

Why we collect data

We collect certain data to be able to provide the Service to you. We also collect data for use in verifying your identity and creating credit-scoring models to determine what Loans can be offered to you. We also use this data for purposes of collections and credit reporting.

Goldman Smith  Uganda  Limited uses the collected data for various purposes:

•    To provide and maintain the Service.

•    To notify you about changes to our Service.

•    To allow you to participate in interactive features of our Service when you choose to do so.

•    To provide customer care and support.

•    To provide analysis or valuable information so that we can improve the Service.

•    To monitor the usage of the Service

•    To detect, prevent and address technical issues.

Where we store your personal data

The data that we collect from you may be transferred to, and stored at, a destination outside your country of origin or residence (as applicable) or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

If you are located outside UGANDA  and choose to provide information to us, please note that we may transfer the data, including Personal Data, to UGANDA  and process it there or at any secure data centre that Goldman Smith may use from time to time.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Goldman Smith  Uganda  Limited will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.